For people who are already enrolled in Medicare Part A and Part B and have either a Medicare Supplement plan (Medigap) or Medicare Advantage plan, you may have options regarding your healthcare. Sometimes things change like the price of your monthly premium or your ability to see the doctor you prefer. In any case, if you are looking to change Medicare Supplement plans, there are some things you should know.
Why Should I Change Medicare Supplement Plans?
For those who qualify, changing Medicare Supplement plans can mean big savings. It can also mean coverage that better suits your needs. Your current Medicare plan will determine your ability to change Medicare Supplement plans. Here are some important things to consider.
I am already enrolled in a Medicare Supplement Plan, so how do I change Medicare Supplement plans?
The good news is that if you are changing from one Medicare Supplement plan to another Supplement, you can do so at any time (pending medical underwriting). You do not need to wait for any open enrollment window.
I am on Medicare Advantage, how do I switch plans?
If you are currently on a Medicare Advantage plan and would like to change to a Medicare Supplement plan, you may do so during the following times of the year:
- Oct. 15th-Dec 7th (Open Enrollment)
- Jan. 1st- March 31st (Medicare Advantage Disenrollment Period)
During these dates, you can leave your Medicare Advantage plan and choose a new Medicare Supplement plan if you qualify.
Do You Need Help Changing Medicare Supplement Plans?
If you find yourself in need of changing Medicare Supplement plans, we can help! Our Licensed Agents will help you determine if now is the right time to switch. We can see current prices available in your area right now.