Is your 65th birthday coming up? Are you wondering how to enroll in Medicare for the first time? Let’s review how to enroll in Medicare Part A and Medicare Part B.
For Medicare Part A, most people are enrolled automatically. You’ll likely receive a notification in the mail about your eligibility. To be qualified, you have have worked 10 years or 40 quarters in the United States while paying taxes to Social Security.
Also, you can apply online at www.ssa.gov/medicare, by phone at 1-800-772-1213; or at your local social security office. To find your local office go to www.ssa.gov and enter your zip code.
Medicare Part B is optional if you are still working or if you are on on your spouse’s insurance plan. Again, you should contact Social Security to get your Medicare Part A&B squared away.
Make sure you don’t miss your open enrollment window when turning 65 by following these simple steps to Medicare Part A and Part B enrollment. You have a 7 month time frame to get enrolled to avoid any penalties. You can enroll 3 months before your birth month, the month of your birthday and 3 months after turning 65.
With regard to the penalties, they are not a one time occurrence. Medicare penalties are annual and can increase over the years.
If you are still receiving group health insurance coverage, be sure to speak to your benefits coordinator to determine if it is credible coverage for Part B. You should also contact a licensed Medicare Insurance Broker to determine your eligibility. Call this number for help: (480) 382-1823
If your group health coverage is credible, then you can delay enrolling in Part B. Once that coverage ends, you have 8 months to enroll in Medicare Part B.
Remember, enrolling in Medicare is simple, if you follow the right steps. To discover the remaining steps you need to take, download our FREE e-book. Click HERE to download.